Welcome to the NO.1 digital banking savings bank, where we redefine savings and financial services! With the highest cumulative app downloads and users in the savings bank sector, as recognized by App Annie (as of December 31, 2023), we are committed to providing you with unparalleled financial solutions.

Discover our innovative 'Well Bang Walking Savings' program, where you can earn interest rates of up to 10% per annum simply by staying active. The more steps you take, the higher the interest rate you can achieve within the subscription period.

New to our bank? Enjoy a welcome bonus with a preferential interest rate of up to 7% per year on your first transaction. This special rate lasts for 30 days after you open your first account with us.

Concerned about managing your assets and liabilities? Our 'Welcome My Data' service is here to help. We've facilitated a nationwide interest reduction project, saving customers an estimated KRW 8,334.98 million as of March 14, 2024. We'll manage your debts and inform you if a transfer loan is possible, helping you participate in our interest reduction initiatives. Plus, our 'credit weather' feature lets you keep a close eye on your credit management.

Opening an account is easy and convenient, available 24/7 without the need for a public certificate. Simply use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer specialized accounts tailored for Payers, office workers, and bosses, each with unique benefits.

Don't miss out on the exclusive 'Wellbang Lounge' rewards. Loan customers can earn up to 100 won per day and up to 3,000 won per month just by walking, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Test your luck with 'Well Bang Lotto' by guessing 6 numbers from 0 to 9, or play 'Well Bang Odd or Even' for weekly prizes.

Our financial services are designed to simplify your life. With a simple drag-and-drop feature, you can transfer funds between accounts effortlessly. Keep track of your total assets, detailed status, and savings goals all on one page. Curious about your car's value? Just enter your license plate number to find out. Utilize our 'Automatic Payment' service to pay your utility bills and other usage fees seamlessly. And check your credit score with our 'free credit management' service, which won't affect your credit rating.

We prioritize your security with our electronic financial fraud prevention services, including PC designation, 2-channel authentication, and one-time authentication numbers, all in line with the Financial Supervisory Service's guidelines.

Product Information

Well-Bang Working Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: Between 10,000 won and 200,000 won per month
• Interest payment: Lump sum at maturity
• Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
• Preferential interest rate conditions:
  • Differential payment based on annual step count (up to 8.0%)
  • Automatic transfers through our bank account at least 6 times (1.0%p)

WELCOME First Transaction Preferential M Term Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: Between 10,000 won and 200,000 won per month
• Subscription conditions: Within 30 days from first account opening
• Interest payment: Lump sum at maturity
• Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
• Preferential interest rate conditions:
  • Automatic transfers through our bank account at least 8 times (1.8%p per year)
  • Average account balance of 500,000 won or more from new deposit date to day before maturity (1.5%p per year)

Please note that, according to the Depositor Protection Act, your deposit is protected up to "50 million won" per person, including principal and a certain amount of interest. Always review the product description and terms before signing up, and ensure you understand the explanation provided.

For customer support, our operating hours are as follows:

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

Wellbang App Permissions and Usage

To ensure a seamless experience, the Wellbang App requires certain permissions:

• Required Access Rights:
  • Storage space: For storing joint certificates, checking OS tampering, document submission, and storing photos.
  • Phone: For identity and device verification, and consultation calls.
  • App activity: To collect app information and detect malicious apps.
• Optional Access Rights:
  • Contacts/Address Book: For contact transfer, SMS sending, coupon purchases, and friend recommendations.
  • Camera: For photo identification, face authentication, and document submission.
  • Photos and videos: To save and collect photos submitted as supporting documents.
  • Notification: To receive important notices, event, and promotion alerts.

For credit disorderly conduct investigations, we collect information on malicious app detection and diagnostics.

Welcome Savings Bank Co., Ltd. is led by CEO Daewoong Kim, with a business registration number of 120-87-93876. Our compliance officer deliberation number is 3765 (valid from August 8, 2024, to August 7, 2025), and we are reviewed by the Korea Federation of Savings Banks under number 2023-00710 (valid from June 22, 2023, to June 21, 2024).

What's New in the Latest Version 3.4.9

Last updated on October 22, 2024, our latest version focuses on improving the app's usability and stability for a smoother banking experience.