Lightyear is an intuitive investing app designed for individuals and businesses across 22 European countries, offering straightforward access to international stock markets and the ability to earn interest on uninvested cash. With the Lightyear cash & stock investing app, users can deposit, hold, and invest funds in stocks using EUR, GBP, and USD. The app is available on Android and iOS, complemented by a web platform for managing stocks and shares. Lightyear provides multi-currency accounts, letting users invest globally with just a single FX fee per currency. Choose from over 3,500 international stocks and funds, and easily track your favorite investments. Recognized for “Best UX of the Year,” Lightyear places a strong emphasis on security and asset protection. Founded by former Wise colleagues Martin Sokk and Mihkel Aamer, the company has successfully expanded into the UK and multiple European markets, securing substantial funding from prominent investors. Download Lightyear today and begin your stock market journey!

Key Features of the App:

- Low-cost international stock market access: Lightyear enables residents and businesses in 22 European countries to invest in global stocks and shares affordably.

- Multi-currency accounts: Open free accounts in EUR, GBP, and USD to hold cash in these currencies. You only pay an FX fee when buying or selling in a specific currency.

- Earn interest on uninvested cash: Cash not currently used for trading earns interest that adjusts with the Central Bank Rate.

- Funds and stock trading: Access over 500 international stocks and funds for investment. Research by ticker and build a personalized market watchlist.

- Security and regulatory safeguards: Client assets, including cash and securities, are held in segregated accounts on their behalf. Protection extends up to €20,000 through the Estonian Investor Protection Sectoral Fund, with US securities covered up to $500,000.

- Company background and funding: Lightyear was founded in 2021 by ex-Wise executives Martin Sokk and Mihkel Aamer. It has attracted investment from Wise co-founder Taavet Hinrikus and completed a $25 million Series A round led by Lightspeed Venture Partners.

Conclusion:

Lightyear offers a user‑friendly investing platform delivering low‑cost entry to international stock markets. With benefits like multi‑currency accounts, interest on idle cash, and a broad selection of stocks and funds, it provides both convenience and flexibility for individual and business investors. The app emphasizes security and adheres to strict regulations to safeguard user assets. Its successful funding rounds and backing by notable investors highlight its growing reputation in finance. Downloading the Lightyear app is a smart move for anyone interested in international stock and share investing.