Fast, Easy and Safe Online Payments - Myanmar's Leading Mobile Financial Service

WavePay, a mobile wallet application by WaveMoney, enables the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is a one-stop solution for all your payment needs:

• Send money to your family and friends using mobile number, including to those who are not on the WavePay app.
• Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants, etc.
• Top up or buy packs for your or your family and friends' mobile.
• Pay your bills easily – Internet, Solar, Insurance, MFI loans, etc.
• Link your bank or MPU cards and easily transfer funds in and out of the wallet.

Safe and Secure payments

• Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure.
• Set your PIN, which is a 4-digit number, it’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN.
• Additional security of 6-digit secret code for money transfer to people who are not on the WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing transaction ID and 6-digit secret code.

Easy Cash-in and Cash-out services

• Easily Cash-in or Cash-out at your nearest Wave agent shops; more than 60,000 agents across the country are at your service all the time.
• Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet.

Easy Airtime top up and bill payments.

• Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number – ATOM, MPT, Ooredoo.
• Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN, etc.
• Make your loan repayments across 40+ partners including – Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga, Advans, Alliance, VisionFund, etc.
• Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance, etc.
• Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar.
• Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness, etc.

Fast and reliable payments at Online stores

• Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery.
• Order your favorite food or groceries on FoodPanda and pay using the WavePay app.

Book Hotels & Tickets for Bus, Flights

• Domestic or international; One-way or Round trip – Book your flight tickets on FlyMya, AirKBZ, etc and make payments with your WavePay wallet.
• Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates.
• Book hotels before you travel – Memories Hotel, Memories Travel, Balloons Over Myanmar, etc.
• Make hassle-free payments for your groceries, medicines, electronics, clothing purchases by scanning Wave QR at 200,000+ merchants.

Contact Us

• WaveMoney Call Centre is available every day 8AM-10PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers.

To become a business partner, agent? E-mail us at [email protected] or call our call-center.